Malaysia My Second Home
MM2H Malaysia consultant for Johor Bahru
& nationwide applications
Malaysia My Second Home remains the most discussed Malaysia retirement visa pathway for global families. Done well, it is an orderly, renewable long-stay structure. Done carelessly, it becomes a loop of bank and immigration rework. We specialise in the former for applicants across all Malaysian states, not only Johor.
Also comparing S-MM2H, Sarawak MM2H, or Sabah MM2H? We separate state-specific pathways from the federal route before documents are prepared.
September 2028
Licence valid through
KPK/LN: MM2H832
MM2H
Tourism operator scope
Domestic operator (MOTAC)
Johor Bahru
Office headquarters
JB City Square · Level 10
1992
Governing legislation
Akta Industri Pelancongan
Verifiable on the About page licence panel (image of the original MOTAC tourism operator licence).
MM2H at a glance
Last reviewed:
- Programme
- Malaysia My Second Home (federal MM2H) plus state variants S-MM2H (Sarawak) and Sabah MM2H.
- Tiers
- Platinum, Gold, Silver, and two Special Economic Zone bands (21-49 and 50+).
- Pass term
- 5, 10, 15, or 20 years on a renewable Social Visit Pass, depending on tier.
- Investment / business activity
- Permitted only on Platinum where programme rules allow. Not permitted on Gold, Silver, or SEZ tiers.
- Operator licence
- MOTAC KPK/LN: MM2H832 (series J00022), valid until 2028-09-24.
- Service area
- Headquartered in Johor Bahru; clients across all Malaysian states and Singapore.
MM2H operator licensing at a glance
MOTAC-licensed MM2H operator
KPK/LN: MM2H832
Akta Industri Pelancongan 1992
Tourism Industry Act framework
Johor Bahru City Square
Suite 10.02A · Level 10
Federal price-control compliant
P.U. (A) 185/2024
By the numbers
Malaysia My Second Home participation
Snapshot of programme participation published by the Malaysia My Second Home One Stop Centre and Tourism Malaysia, as of 31 March 2026.
12,495
Total participants
Principals and dependants combined
4,369
Principal pass holders
Family lead applicants
8,126
Dependants on the programme
Spouse, children, parents
China leads the programme with roughly 53.7% of all current participants. Asian markets account for the bulk of current demand, with growing intake from Singapore, Hong Kong, Taiwan, and Korea.
The Silver tier accounts for about 84% of the total intake under the current rules, reflecting families who match the lower fixed deposit and property thresholds while still meeting full programme conditions.
Source: Malaysia My Second Home One Stop Centre / Tourism Malaysia statistics, snapshot as of 31 March 2026. Verify against the latest official notice before relying on it for planning.
Programme categories & requirements
Platinum, Gold, Silver, and Special Economic Zone / Special Financial Zone (two age bands). Malaysia My Second Home One Stop Centre materials ; confirm current rules before you apply.
| Requirement | Platinum | Gold | Silver | Special Economic Zone / Special Financial Zone · 21-49 | Special Economic Zone / Special Financial Zone · 50+ |
|---|---|---|---|---|---|
| Fixed deposit (United States dollars) | 1,000,000 United States dollars | 500,000 United States dollars | 150,000 United States dollars | 65,000 United States dollars | 32,000 United States dollars |
| Malaysia My Second Home term | 20 years (renewable) | 15 years (renewable) | 5 years (renewable) | 10 years (renewable) | 10 years (renewable) |
| Minimum age (principal) | 25 | 25 | 25 | 21-49 | 50+ |
| Compulsory residential purchase (minimum) | RM 2,000,000 | RM 1,000,000 | RM 600,000 | Forest City only, purchased directly from the developer (resale units do not qualify) | Forest City only, purchased directly from the developer (resale units do not qualify) |
| Property purchase deadline | Sale and Purchase Agreement within 12 months of visa endorsement | Sale and Purchase Agreement within 12 months of visa endorsement | Sale and Purchase Agreement within 12 months of visa endorsement | Signed Sale and Purchase Agreement required on the day of visa endorsement | Signed Sale and Purchase Agreement required on the day of visa endorsement |
| Minimum property holding period | 10 years | 10 years | 10 years | 10 years | 10 years |
| Participating fee | RM 200,000 | RM 3,000 | RM 1,000 | RM 1,000 | RM 1,000 |
| Processing fee | RM 5,000 (principal) RM 2,500 (each dependant) | RM 5,000 (principal) RM 2,500 (each dependant) | RM 5,000 (principal) RM 2,500 (each dependant) | RM 5,000 (principal) RM 2,500 (each dependant) | RM 5,000 (principal) RM 2,500 (each dependant) |
| Minimum days in Malaysia (age 25-49) | 90 days per year (combined principal, spouse, and dependants) | 90 days per year (combined principal, spouse, and dependants) | 90 days per year (combined principal, spouse, and dependants) | 90 days per year (combined principal, spouse, and dependants) | 90 days per year (combined principal, spouse, and dependants) |
| Minimum days in Malaysia (age 50+) | No minimum stay requirement | No minimum stay requirement | No minimum stay requirement | No minimum stay requirement | No minimum stay requirement |
Fixed deposit withdrawal (after endorsement) | After endorsement: up to 50% withdrawal. For property purchase, a straight 50% release is processed once the Sale and Purchase Agreement is submitted, regardless of property value. Medical and education are reimbursement-based (pay first, claim against the FD). | After endorsement: up to 50% withdrawal. For property purchase, a straight 50% release is processed once the Sale and Purchase Agreement is submitted, regardless of property value. Medical and education are reimbursement-based (pay first, claim against the FD). | After endorsement: up to 50% withdrawal. For property purchase, a straight 50% release is processed once the Sale and Purchase Agreement is submitted, regardless of property value. Medical and education are reimbursement-based (pay first, claim against the FD). | After endorsement: up to 50% withdrawal. For property purchase, a straight 50% release is processed once the Sale and Purchase Agreement is submitted, regardless of property value. Medical and education are reimbursement-based (pay first, claim against the FD). | After endorsement: up to 50% withdrawal. For property purchase, a straight 50% release is processed once the Sale and Purchase Agreement is submitted, regardless of property value. Medical and education are reimbursement-based (pay first, claim against the FD). |
| Dependants | Spouse, unmarried children up to age 34, disabled children (no age limit), and parents/parents-in-law where rules allow | Spouse, unmarried children up to age 34, disabled children (no age limit), and parents/parents-in-law where rules allow | Spouse, unmarried children up to age 34, disabled children (no age limit), and parents/parents-in-law where rules allow | Spouse, unmarried children up to age 34, disabled children (no age limit), and parents/parents-in-law where rules allow | Spouse, unmarried children up to age 34, disabled children (no age limit), and parents/parents-in-law where rules allow |
| Tax position (as stated) | Foreign-sourced income remitted to Malaysia is exempt from Malaysian income tax for individuals until 31 December 2036 (Budget 2026 extension). Interest and profit on the MM2H fixed deposit are also tax-exempt across all tiers. Real Property Gains Tax for non-citizens is 30% in Years 1 to 5 and 10% from Year 6 onwards. Always confirm with a licensed tax adviser. | Foreign-sourced income remitted to Malaysia is exempt from Malaysian income tax for individuals until 31 December 2036 (Budget 2026 extension). Interest and profit on the MM2H fixed deposit are also tax-exempt across all tiers. Real Property Gains Tax for non-citizens is 30% in Years 1 to 5 and 10% from Year 6 onwards. Always confirm with a licensed tax adviser. | Foreign-sourced income remitted to Malaysia is exempt from Malaysian income tax for individuals until 31 December 2036 (Budget 2026 extension). Interest and profit on the MM2H fixed deposit are also tax-exempt across all tiers. Real Property Gains Tax for non-citizens is 30% in Years 1 to 5 and 10% from Year 6 onwards. Always confirm with a licensed tax adviser. | Foreign-sourced income remitted to Malaysia is exempt from Malaysian income tax for individuals until 31 December 2036 (Budget 2026 extension). Interest and profit on the MM2H fixed deposit are also tax-exempt across all tiers. Real Property Gains Tax for non-citizens is 30% in Years 1 to 5 and 10% from Year 6 onwards. Always confirm with a licensed tax adviser. | Foreign-sourced income remitted to Malaysia is exempt from Malaysian income tax for individuals until 31 December 2036 (Budget 2026 extension). Interest and profit on the MM2H fixed deposit are also tax-exempt across all tiers. Real Property Gains Tax for non-citizens is 30% in Years 1 to 5 and 10% from Year 6 onwards. Always confirm with a licensed tax adviser. |
| Government fee (renewal) | RM 5,000 | RM 3,000 | RM 1,500 | RM 300 | RM 300 |
| Investment / business / helper | Allowed | Not allowed | Not allowed | Not allowed | Not allowed |
Footnote. Fixed deposit amounts shown in United States dollars may be placed using the Malaysian ringgit (MYR) equivalent, in line with programme rules and your participating bank's requirements. Confirm the applicable rate and procedure before you transfer funds.
How it works
Process flow & timeline
Six steps from first briefing to pass endorsement.
01Briefing & consultation
Typically 1 day
Initial consultation to map nationality, dependants, income sources, and property intent against the right Malaysia My Second Home tier. Apply under the right category, not a generic checklist.
02Service agreement signed
Typically 1 day
Sign the service agreement with our MOTAC-licensed advisory to formally engage and begin the application process.
03Client prepares documents
Typically 2-4 weeks
You prepare documents per the country-specific checklist: passport, CV / résumé, police clearance, financial proofs, marriage and birth certificates, with translations and legalisations sequenced so names and dates stay consistent.
04Submission to One Stop Centre
Typically 1-3 months processing
Submission to the Malaysia My Second Home One Stop Centre (OSC), MOTAC. Processing time covers committee review and issue of the Conditional Approval Letter (CAL); queues vary.
05Fulfil CAL requirements
Within 90 days of CAL
Open the Malaysian fixed deposit (USD or MYR equivalent at the day's rate), complete the medical check-up, and secure approved medical insurance. Missing the 90-day window cancels the approval.
06Pass endorsement
Typically 3 days
Receive the Malaysia My Second Home pass sticker endorsed on your passport. For Silver, Gold, and Platinum, the property Sale and Purchase Agreement is submitted within 12 months. For the Special Economic Zone / Special Financial Zone category, the signed SPA is required on the day of endorsement.
Note. Durations are illustrative; bank and government queues vary. Most delays come from attestations, name consistency, or medical timing, and we flag that early.
Who this suits
- Retirees consolidating pensions and property plans in Malaysia
- High-net-worth individuals and families who want the same rigour we apply to layered income, trust flows, and premium programme tiers
- Families placing children in international schools across Malaysia
- Singapore-based professionals seeking a sensible Malaysia residence base
- Global nomads tired of endless tourist visa runs who want regulated status
What we manage
The steps above are the spine of our work, executed with programme rules, bank requirements, and immigration packaging kept in one coherent story.
When Johor is your living base
Many clients still choose southern Malaysia for lifestyle, schools, or Singapore proximity. Property scouts, school runs, and healthcare visits behave differently here than in Kuala Lumpur. We plan around traffic realities, Iskandar townships, and cross-border commuting so your first year feels like a transition, not improvisation. The same rigour applies whichever state you select.
S-MM2H, Sarawak MM2H, and Sabah MM2H comparisons
Search terms such as SMM2H, S-MM2H, Sarawak MM2H, and Sabah MM2H often appear beside federal MM2H research, but they are not all the same application route. State-linked programmes can carry different eligibility rules, residence expectations, documentation habits, and local living assumptions. We help clients compare the federal Malaysia My Second Home pathway with Sarawak or Sabah-oriented options, then route specialist work where a state-specific desk is the better fit.
MM2H agency status and official lists
If you are checking an MM2H agent list or looking for an MM2H company, focus on whether the adviser is operating through the approved programme channel, whether the file will be prepared under current government circulars, and whether banking, medical, and dependant details are coordinated before submission. We keep that compliance trail visible from the first eligibility call.
Consensusbiz (MM2H) Sdn. Bhd. is licensed under Akta Industri Pelancongan 1992 (Tourism Industry Act 1992) by Pesuruhjaya Pelancongan, Malaysia (Tourism Commissioner). Licence number KPK/LN: MM2H832 (series J00022); valid through 24 September 2028. Federal context for service-charge regulation: P.U. (A) 185/2024 , Price Control and Anti-Profiteering (Determination of Fixed Charge for Class of Service of Licensed Tour Operator) Order 2024.
Related MM2H resources
Official figures are in programme categories and application costs (official PDF). Read our complete Malaysia My Second Home guide (2026, with Johor context), discuss strategic partner pathways for premium mandates, or browse the FAQ.